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Apple Employees
Specialized Investment Planning for Apple Managers & Executives
Apple is a special company, and so are it's people.
As a manager, you work hard and deserve more.
We've helped many clients just like you over the years.
We’ve got you covered!
Optimizing Your
Apple Benefits
Apple provides its employees with valuable benefits, including an Employee Stock Purchase Program (ESPP) at a 15% discount, Restricted Stock Units (RSUs), and a 401(k) with up to 6% matching contributions.
With the Mega Backdoor Roth IRA option, Apple employees can contribute up to $38,500 annually in after-tax contributions, creating significant tax-free retirement growth opportunities.
We help you take full advantage of these benefits while minimizing taxes and increasing financial security.
We work specifically with Apple managers & executives to:
Minimize taxes
Diversify investments
Generate more income and cash flow
Retire early
Manage Your
Tax Impact
Stop the cycle of selling your AAPL shares to pay for your taxes.
We provide specialized tax impact management for your AAPL holdings and take into consideration:
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Tax Lots of Your Holdings
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Blackout Periods
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Your Personal Tax Bracket
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RSU and ESPP Vesting Schedule
Not sure when to sell your RSUs, ESPPs, or exercise your stock options?
What about the tax treatment for those shares?
We help you navigate:
FIFO?
First- In Last-Out:
Oldest purchased assets are sold first, impacting capital gains and tax calculations.
LIFO?
Last-In, First-Out:
Most recently purchased assets are sold first, which can impact taxable gains and accounting methods.
HIFO?
Highest- In First-Out:
Assets with the highest purchase price are sold first, minimizing taxable gains and maximizing tax efficiency.
We can tell you exactly how much of your Apple shares you should sell based on each lots and how it will impact your taxes.
Monitoring blackout periods and vesting schedule is a key part of what we do.
We manage the entire process!
This way, you have a peace of mind and keep more of your hard-earned wealth.
Let Us Worry About the Market So You Don’t Have To
Market fluctuations can be stressful, but you don’t have to navigate them alone.
Our team monitors the market daily, analyzing trends and making strategic adjustments to keep your investments on track.
How We Do It:
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Stay ahead of market volatility and economic shifts
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Implement risk management strategies to protect your portfolio
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Adjust allocations based on changing conditions
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Strategically rebalance to take advantage of price movements
With us handling the complexities of market movements, you can focus on what matters most—your career, family, and future.
The Importance of Diversification
While Apple stock can be a significant part of your portfolio, holding too much of a single stock exposes you to unnecessary risk.
Diversification helps protect your wealth by spreading investments across different sectors and asset classes.
We help you build a well-balanced portfolio that minimizes risk and maximizes long-term growth by:
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Allocating assets strategically to align with your financial goals
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Investing in a mix of stocks and alternative assets
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Reducing exposure to concentrated stock positions
04
Implementing hedging strategies to protect against market downturns
By diversifying your portfolio, you can create a more resilient financial plan that secures your wealth beyond Apple stock.
Generating More Income & Cash Flow
Dividend income from your AAPL shares is great, but more income is better.
That's where we come in...
We help Apple employees generate extra cash flow by leveraging:
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High-quality dividend-paying stocks
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Advanced profit capture techniques
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Tax-efficient investment strategies
Calculate your dividend income.
Disclaimer:
This investment calculator is for informational and illustrative purposes only and does not constitute financial advice. The results generated are based on user-provided inputs and assumptions, and they do not guarantee future performance or returns.
Imagine having enough extra cash to pay for your taxes every year…
Without having to sell additional AAPL shares!
More cash flow means more freedom.
More freedom to live where you want, how you want.
More freedom to start a business… or retire early!
We can help you achieve financial freedom.
Financial success isn’t just about setting a plan - it’s about adapting to life’s changes.
We prioritize ongoing communication and personalized updates to keep you informed and in control.
Our Approach
You’ll never be left wondering what’s happening with your investments.
We keep you informed and engaged every step of the way.
Take Control of Your Apple Wealth
With our specialized strategies, we ensure that you make informed investment decisions, minimize taxes, and achieve financial independence while working at Apple and beyond.
Get Started today or Refer-a Friend to discover how we can help you build a stronger financial future and achieve lasting wealth!